Savannah-Chatham County Public School System

 Employee Benefits

​Please click on hyperlinked topics for more information and forms

Employees who are in .50 positions and higher are eligible for medical coverage with State Health Benefit Plan and ancillary benefits provided by the District.  The medical coverage provided by State Health Benefit Plan meets the requirements of the Affordable Care Act for minimum value standard (affordability) and essential minimum coverage.  

All employees must make an election for coverage as a new hire and annually thereafter during the Fall open enrollment that takes place each October.​


Cafeteria Plan Benefits

SCCPSS operates a plan designed under the Internal Revenue Service Code Section 125 to allow many benefit deductions to be taken from your pay on a pre-tax basis. This means that you are not taxed on the health, dental and vision coverage deductions that come out of your paycheck. You can also set up flexible spending reimbursement accounts with pre-taxed contributions to reimburse your dependent care expenses and unreimbursed medical expenses managed by our  partnership with Continuon.  Newly hired employees are required to submit enrollment applications for medical coverage with State Health Benefit Plan and with bswift for District benefits within 20 days of their hire date.  Coverage is in effect on the first day of the month following 30 days of continuous employment.  Your coverage for health insurance is through the Georgia State Health Benefit Plan (SHBP) and they provide the coverage, make policies and set premiums for the entire State of Georgia.  The District contributes $11,340.00 annually to the medical coverage for each employee enrolled in State Heath Benefit Plan.

Enrollment for SHBP at:​

Health insurance providers in the SHBP Plans in Savannah Area:
Anthem ​​Blue Cross Blue Shield

For 2020​ Plan information, click the following Link:

​Once you elect your coverage options you are signing up for the entire year that ends 12/31 annually.  You can make changes during the Plan Year only if you have a qualifying event defined as follows: ​​SHBP Qualifying Events (PDF 40KB)


Health Plan Options

The State Health Benefit Plan (SHBP) is established for the benefit of school districts and other governmental employers by the Georgia legislature. SHBP operates through the Georgia Department of Community Health (DCH). SHBP and DCH determine the plan design, the monthly premiums, and the network providers. SCCPSS provides payroll deduction for your premium along with other administrative support: 

SHBP Summary of Benefits and Coverage Plan Documents​

The Plan Documents contain the controlling terms and conditions for the SHBP.  The Plan Documents include the Summary Plan Descriptions, SHBP Regulations, Board resolutions that establish premiums, policies, and other documents used to determine what benefits are payable under the Plan and who is eligible for the Plan.  DCH is solely responsible for determining which documents are Plan Documents, and the vendors are required to administer the SHBP in accordancewith the Plan Documents.  For employers that provide the SHBP through a contract with DCH, the contract is also a Plan Document.  These documents include Benefit Plan 2018 Summary of Benefits and Coverage (SBC) documents for each vendor and tier.​ ​
State Health has partnered with PeachCare for Kids.  Please review the data below to see if you may qualify for the PeachCare Program: ​​


Retirement Benefits​ ​

The retirement plans available to employees are established by the Georgia Legislature. The governing boards determine the plan design and employee contribution amounts. SCCPSS provides payroll deductions for your contribution and other administrative support.​

Teachers Retirement System of Georgia is the retirement plan that covers most employees. Effective July 1, 2012, members contribute 6.0% of their gross salary on a pre-tax basis to the plan. The District currently contributes 20.90% of pay for fiscal year 2019 (this percent will increase to 21.14% effective 7/1/2019).  Benefits are earned after 10 years of credited service. Full retirement benefits are available after 30 years of credited service.  The link below will allow you to view all the TRS documents such as TRS Members' Guide and Retirement Handbook:​
Public School Employees Retirement System of Georgia is the plan that covers employees who are non-supervisory roles in Maintenance, Custodial, and Food Service functions. Members contribute $4.00 to the plan each month for 9 months (September-May) each year. Employees hired after 6/30/2012 are required to contribute $10.00 to the plan each month.  Benefits are earned after 10 years of service.

District Sponsored Benefit Plans for New Hire Enrollment and 2018, 2019 Enrollment Website: 

Ancillary Insurance Products​

​​Basic Life Insurance​ ​

The District pays for a $20,000 term life insurance policy effective 1/1/2019 with MetLife for each employee who works at least 20 hours per week.  Additionally, effective 1/1/2019, the District pays for $5,000 term life for all employees' spouse and dependent children.  All you need to do is log on to bSwift, add your spouse and children, and complete the beneficiary information on the website.


Supplemental Term Life & AD&D Insurance​ 

You can purchase additional life insurance in units of $10,000 up to $500,000 in coverage with MetLife effective 9/1/2017. If you become disabled, your insurance may be continued with no premium payment provided that you file a timely waiver of premium application. ​

​​​​Dental Reimbursement Plans ​

Dental Reimbursement Plans are available through Ameritas for plan year 2018.​​


​Short and Long Term Disability​

Short term disability insurance pays a weekly benefit amount that you choose (40%, 50% or 60% of your current weekly pay subject to coordination with other benefit payments such as sick time, worker's compensation, social security, etc.) when you are unable to work due to illness or injury. Waiting periods are elected for 14-days, 30-days or 60-days for a d​isability up to 180 days. The monthly premium is based on the amount of benefit and waiting period you choose. ​


​​Vision Care Insurance​​

The vision plan provides vision exams, lenses (or contacts), and frames at set prices when network providers are used.  Ameritas EyeMed Vision Plan Participating providers will file claims for In-Network services.  The employee must file a claim for reimbursement to receive an out-of-network benefit.​


​AFLAC Supplemental Insurance

You may have health insurance through SHBP, but it may not be enough to cover out-of-pocket expenses associated with health conditions. That's where UNUM's supplemental insurance can help. The right coverage can help with doctor bills, hospital stays and even nonmedical expenses like child care and transportation if you're dealing with an accident, hospitalization, cancer or critical illness. UNUM coverage ends 12/31/2018 and is replaced by AFLAC similar products effective 1/1/2019. 


​Flexible Spending Accounts

TASC is the District provider for Flexible Spending Accounts for dependent care and medical reimbursement.

****If you have any claims pending for 2019, the deadline to submit those claims for reimbursement to Continoun is March 31, 2020.****

Please see fillable form found below should you need to file a claim to Continoun.


Click here.

​403B & 457B Retirement Plans​​​

All District employees are eligible to participate in voluntary 403B & 457B plans with District approved vendors.  Defined contribution plans allow employees to save for their retirement with pretax dollars based on annual limits defined by the IRS. The plan was created to encourage long-term savings for retirement and voluntary employee contributions are payroll deducted semi-monthly. For additional information, please click the link below:

​Employee Assistance Program

The Employee Assistance Program is available through Lifestyle Management Resources and also with other community resources for many of life's problems such as family crises, stress management, marriage counseling, alcohol & drug abuse, anger, grief, parenting, etc. at little or no cost to all employees, spouses, and dependents.  The Community Resource Guide lists many organizations and programs that provide support and improvement in personal growth and work/life balance to improve an individual's quality of life.

Employee Perks

Human Resources has negotiated free services and discounts for our employees through years of building community partnerships.  Please take time to review the Employee Perks Packet to take advantage of real savings and discounts to your wallets and pocketbooks! ​

​​For additional details or questions, please contact any member of the Benefits Team: (912) 395-5899.

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